Add every bill and one-off cost needed for an honest result.
No bank connection. No card required.
Know what's really left before payday
Add your current balance, next payday and the bills still to come. ClearTill shows what remains after those costs — and an estimated daily spending amount.
Your live preview starts when your first position is saved. It pauses automatically after seven days. Nothing is charged and no card is requested.
No bank loginNo Open BankingYou control the numbers
Example position
12 days until paydayClear after your listed bills
£148Estimated £12 per dayCurrent balance£521
Bills before payday£373
Based on four listed bills. ClearTill uses the figures you enter and does not connect to your bank.
Update your balance as real life changes and watch the position recalculate.
Get prompts to update stale figures or add a cost you may have missed.
The problem
Your balance shows what is there. Not what is already spoken for.
A bank balance can look healthy while rent, council tax, energy and subscriptions are still waiting to land. ClearTill makes the subtraction visible.
Use the free payday cashflow calculator
The number you can see today.
The bills and one-off costs you have listed.
An estimated £12 per day for the next 12 days.
How ClearTill works
Three steps. No bank login.
ClearTill is deliberately manual: you decide what goes in, and you can see exactly how the result was calculated.
Add the basics
Enter your current balance and the date you are next paid.
Add what is still coming
Include regular bills, subscriptions and any one-off costs before payday.
Keep the position current
Update your balance when you spend or a bill clears. ClearTill recalculates the result.
Created by Gavin Ferns
Built from practical financial planning experience.
Gavin is a project and commercial professional with a background in construction finance and an Executive MBA from Imperial College Business School. He created ClearTill to simplify one everyday question: what is actually left after bills until the next income date?
Read about Gavin and ClearTillMore than a one-off calculator
Reminders help the number stay useful.
The preview gives ClearTill time to prove its value: not only with the first calculation, but by helping you keep it accurate as the week changes.
● ClearTillDay 2
Has your balance changed?
Your position was last updated two days ago. Refresh it and add any new costs.
● ClearTillDay 4
Anything still to add?
Check for one-off costs, subscriptions or bills you did not include the first time.
● ClearTillDay 6
Your live preview ends tomorrow
Your result stays visible, but live updates and reminders pause unless you continue.
Privacy by design
You stay in control.
ClearTill does not need your online banking password or an Open Banking connection. Its estimate is based only on the figures you choose to enter.
ClearTill is a UK cashflow-planning app from GMBF Ventures Ltd. It helps you see what is safe to spend after bills until your next income date.
About ClearTill and the company behind itNo bank login
ClearTill does not ask for online banking credentials.
No automatic charges in the preview
There is no card entry and nothing renews automatically.
Amounts can stay out of email previews
Exact figures appear in the app unless you explicitly choose otherwise.
See value before choosing a plan
A seven-day live preview. No card required.
The first result is not artificially limited. Add the bills needed for an accurate position, update it throughout the week and receive the reminder sequence. After day seven, the result becomes read-only unless you subscribe.
Live preview
£0
No card. No automatic charge.
- One complete cash position
- All bills and one-off costs
- Unlimited balance updates for seven days
- Useful preview reminders
- Read-only result after expiry
Keep ClearTill live
£24.99 / year
Or £3.99 monthly. The annual plan is equivalent to about £2.08 per month.
- Continuous balance updates and recalculation
- Recurring bills carried into future payday cycles
- Ongoing reminders and bill check-ins
- Position history as it is developed
- Cancel from your account
Questions
Clear terms before you begin.
Will ClearTill connect to my bank?
No. You enter the balance, payday and costs that ClearTill uses. That keeps the calculation transparent, but it also means you need to keep the figures current.
When does the seven-day preview begin?
When you save your first complete position — not when you first land on the site.
What happens after seven days?
Live updates and reminders pause. Your last result remains visible as read-only and is clearly marked as out of date. Nothing is charged.
Is the result guaranteed?
No. It is an estimate based on the amounts and dates you enter. Missing or outdated costs will change the result.
Is ClearTill financial advice?
No. ClearTill performs straightforward arithmetic on the information you provide. It does not recommend financial products or make decisions for you.
Your first position costs nothing
Stop guessing what your balance has to cover.
See the bills still in front of you, the money left afterwards and an estimated amount per day — without connecting your bank or entering a card.
Check my position free